Accrual

Trained by David Loughnane at his yard in Stoke Heath, Shropshire, Accrual is part of a team that has been in fine fettle this season — 37 winners sent out already, which is a serious volume of success and a sign the yard knows how to get horses ready to perform. Loughnane has found a reliable partner for Accrual in jockey Rowan Scott, who has ridden the horse in five races and won on two of them. That is a 40% win rate together, which is a genuinely impressive number. The pair clearly click.

Accrual does most of its racing at Class 4, the solid mid-tier level where competitive horses make their living without rubbing shoulders with the elite. Three wins from nine races at that level — 1 in every 3 — shows a horse that belongs there and can win at it. The most recent of those victories came at Lingfield Park on 7 January 2026, about three months ago now, which is where things get slightly complicated. The last six races have produced no wins, and recent form reads as largely disappointing, with only a second place offering any real encouragement in that stretch.

What keeps the interest alive is that Accrual raced just one day ago and is clearly still being aimed at races with purpose. A horse that first won at Bath in June 2024, has since added four more victories, and has a demonstrable love affair with Wolverhampton is far from a spent force. The current quiet spell will frustrate the yard, but the underlying record says this horse knows exactly how to win — it just needs the right day, and quite possibly the right postcode.