Underwriter
Underwriter is a three-year-old horse with a modest record of 2 wins and 2 places from 12 races, giving it a win rate of roughly 1 in every 6 attempts. The horse was trained by
Michael Keady at Newmarket and showed early promise with a first career win at Ayr on 21 May 2025, followed by a second success at the same track on 14 July 2025. Since that second win over 15 months ago, however, Underwriter has failed to break through again, going winless across its last 6 races. Recent form has been patchy—a fourth-place finish two runs back represents the best result in this sequence, but the horse has also finished 14th and 11th among its last six outings, suggesting inconsistency at this level.
Based on TrackLab's analysis
📊 Key numbers
Career totals for this horse
🔍 Full analysis
Our model's view, based on this horse's career and recent runs
Now almost 18 months without a win and still running regularly, Underwriter finds itself in that tricky middle ground where it has shown enough ability to earn races but not enough to convert them into victories. The Keady yard has been in reasonable form this season with 16 winners, so the horse is not without support, but Underwriter will need to rediscover the form that produced those two wins at Ayr to make a meaningful impression. With a race just a day ago, the horse remains in active campaign, so the opportunity to turn things around is there—it just needs to put together a run of sharper performances.
⚡ Strengths and risks
What helps this horse and what to watch out for
⚠ What to watch out for
⚠ Struggles on RH Galloping tracks: 0 wins from 5 starts
🎯 Where this horse runs best
Results split by ground, distance, race level and track shape
🌧 Ground
Good (a little give)
Likes
Good to firm (fairly firm)
Likes
Good to soft (some give)
Unknown
🏅 Race level
Class 4 (standard)
Unknown
Class 5 (entry-level)
Unknown
🏟 Track shape
Left-handed, long straights
Loves
Right-handed, hilly
Unknown
Right-handed, long straights
Avoids
📅 Recent runs
The last 10 races, most recent first
23 Sep
9th
Goodwood
5f – 6½f · Good · 17 runners
16 Sep
6th
Great Yarmouth
5f – 6½f · Good_To_Soft · 12 runners
5 Sep
11th
Ascot
5f – 6½f · Good_To_Firm · 13 runners
19 Aug
14th
York
5f – 6½f · Good · 19 runners
25 Jul
4th
Ascot
5f – 6½f · Good_To_Firm · 14 runners
10 Jul
11th
Newmarket
5f – 6½f · Good_To_Firm · 12 runners
13 Jun
20th
York
5f – 6½f · Good · 22 runners
24 Apr
8th
Sandown Park
5f – 6½f · Good · 9 runners
31 Jul
8th
Goodwood
5f – 6½f · Good · 9 runners
14 Jul
🏆 Won
Ayr
5f – 6½f · Good · 5 runners
🏇 Jockeys
Every jockey who has ridden this horse, most rides first
🏟 Course record
Win rate at each course this horse has visited
| Course | Races | Results | Last run | Win rate |
|---|
| Ascot Galloping |
3 |
3 other |
5 Sep |
0% |
| Ayr Galloping |
2 |
2 wins |
14 Jul |
100% |
| Goodwood Undulating |
2 |
2 other |
23 Sep |
0% |
| York Galloping |
2 |
2 other |
19 Aug |
0% |
| Great Yarmouth Galloping |
1 |
1 other |
16 Sep |
0% |
| Sandown Park Galloping |
1 |
1 other |
24 Apr |
0% |
| Newmarket Galloping |
1 |
1 other |
10 Jul |
0% |