Credit Union
Credit Union is a five-year-old that has raced six times without finding the winner's enclosure, finishing out of the money in every attempt. The horse has posted a string of mid-field finishes in recent weeks — sixth, tenth, tenth, fourteenth, and tenth again — suggesting it operates at a level where victories remain elusive. With a career record of zero wins from six races, Credit Union belongs to a large group of racing horses that never quite make it to the top step of the podium, but that does not mean there is no story to tell.Based on TrackLab's analysis
📊 Key numbers
Career totals for this horse
🔍 Full analysis
Our model's view, based on this horse's career and recent runs
Trained by Jessica Bedi at Kirklevington in North Yorkshire, Credit Union is part of a yard that is still building its win rate this season, having sent out only two winners so far. For a horse in this position, the path forward often depends on finding the right race at the right track — something that has not yet happened. The recent tenth-place finishes suggest the horse is competitive enough to run in races where it belongs, but lacks that extra edge needed to break through. Still active on the circuit and having raced as recently as yesterday, Credit Union continues to get chances to prove itself, which is more than can be said for many horses that exit racing altogether after a similar sequence of results.
🎯 Where this horse runs best
Results split by ground, distance, race level and track shape
🌧 Ground
Good (a little give)
Unknown
Good to soft (some give)
Unknown
📏 Race distance
Long Distance (2M+)
Unknown
🏅 Race level
Class 5 (entry-level)
Unknown
🏟 Track shape
Left-handed, long straights
Unknown
Left-handed, tight turns
Unknown
Right-handed, tight turns
Unknown
Left-handed, hilly
Unknown
📅 Recent runs
The last 10 races, most recent first
2 Oct
6th
Hexham
Long Distance (2m+) · Good · 7 runners
28 Aug
DNF
Sedgefield
Long Distance (2m+) · Good · 8 runners
15 Aug
10th
Market Rasen
Long Distance (2m+) · Good · 10 runners
11 Apr
10th
Newcastle
Long Distance (2m+) · Good · 12 runners
15 Jan
14th
Newcastle
Long Distance (2m+) · Good_To_Soft · 16 runners
11 Dec
10th
Newcastle
Long Distance (2m+) · Good_To_Soft · 12 runners
🏇 Jockeys
Every jockey who has ridden this horse, most rides first
🏟 Course record
Win rate at each course this horse has visited
| Course | Races | Results | Last run | Win rate |
|---|
| Newcastle Galloping |
3 |
3 other |
11 Apr |
0% |
| Hexham Undulating |
1 |
1 other |
2 Oct |
0% |
| Sedgefield Sharp |
1 |
1 other |
28 Aug |
0% |
| Market Rasen Sharp |
1 |
1 other |
15 Aug |
0% |